Few kitchen moments feel as comforting as pulling a warm loaf of Chocolate Chip Bread from the oven. Its soft crumb, delicate vanilla aroma, and pockets of melty chocolate make this loaf a true bakery-style indulgence. In today’s recipe, I’ll show you exactly how to achieve a perfectly golden loaf that stays moist for days, ideal for breakfast, gifting, or a cozy afternoon treat. You’ll also find images and video references throughout the article to enhance your experience.
Table of Contents
📖 Chocolate Chip Bread Recipe
Prep Time: 10 minutes
Cook Time: 50–55 minutes
Total Time: 1 hour
Servings: 10 slices
Calories: ~265 per slice
Ingredients
- 2 cups (240g) all-purpose flour
- 1 cup (200g) granulated sugar
- 1 tsp baking powder
- 1/2 tsp baking soda
- 1/2 tsp fine sea salt
- 2 large eggs, room temperature
- 1 cup (240ml) buttermilk, room temperature
- 1/3 cup (75ml) neutral oil (canola or vegetable)
- 2 tsp vanilla extract
- 1 ½ cups (260g) semisweet chocolate chips

Instructions
- Prep. Preheat the oven to 350°F (175°C). Line a 9×5-inch loaf pan with parchment for easy lifting. Refer to the step-by-step image for visual consistency.
- Mix dry ingredients. In a large bowl, whisk flour, sugar, baking powder, baking soda, and salt.
- Mix wet ingredients. In another bowl, whisk eggs, buttermilk, oil, and vanilla until smooth.
- Combine. Pour the wet mixture into the dry. Stir gently until just combined, do not overmix. Fold in chocolate chips, reserving a handful for topping.
- Bake. Transfer batter to the pan, top with remaining chips, and bake for 50–55 minutes or until a toothpick comes out clean. Cool for at least 20 minutes before slicing.
Substitutions & Dietary Swaps
✔ Use whole milk with 1 tbsp lemon juice instead of buttermilk.
✔ Swap regular chocolate chips for dark, milk, or mini chips.
✔ Use coconut oil for a subtle sweetness.
✔ Make it dairy-free with almond milk + vinegar and dairy-free chocolate chips.
✔ Make it whole grain by replacing ⅓ of the flour with whole wheat flour.
Chef’s Pro Tips
- Toss chocolate chips in 1 tbsp flour to prevent sinking.
- Let your batter stay slightly lumpy it keeps the bread tender.
- For a bakery-style top, sprinkle raw sugar before baking.
- Don’t slice before full cooling; warm slicing leads to crumb collapse.
Make Ahead, Storage & Reheating
Store cooled Chocolate Chip Bread in an airtight container at room temperature for 3–4 days. Refrigerate up to 1 week. Freeze slices for up to 3 months; thaw at room temperature or microwave 10–15 seconds.
Troubleshooting & Common Mistakes
- Bread sinks in center: Oven temp too low or loaf underbaked.
- Dry texture: Overmixing or overbaking.
- Chips sinking: Didn’t toss chips in flour.
- Dense loaf: Expired leaveners or too much liquid.

Flavor Pairings & Serving Suggestions
Pair slices with strong coffee, chai latte, or warm milk. Add a pat of salted butter or a drizzle of honey for richness. Toast lightly for crisp edges and melty chocolate pockets.
Pairing Recipes From Our Website

Chocolate Chip Bread
Ingredients
Equipment
Method
- Preheat the oven to 350°F (175°C). Line a 9×5-inch loaf pan with parchment paper.
- In a large bowl, whisk together flour, sugar, baking powder, baking soda, and salt.
- In a separate bowl, whisk eggs, buttermilk, oil, and vanilla until smooth.
- Pour the wet ingredients into the dry ingredients and gently mix until just combined.
- Fold in the chocolate chips, reserving some for the top of the loaf.
- Pour batter into the prepared loaf pan and sprinkle remaining chips on top.
- Bake for 50–55 minutes or until a toothpick inserted comes out clean. Cool 20 minutes before slicing.
Notes
FAQs
Can I use Greek yogurt instead of buttermilk?
Yes! mix 1 cup Greek yogurt with 2–3 tbsp water to thin it.
Can I make this bread gluten-free?
Use a 1:1 gluten-free baking blend with xanthan gum.
Why is my bread dry?
Overmixing is the usual culprit; mix only until combined.
Can I reduce the sugar?
You can reduce by up to 25% without affecting structure.
How do I get a taller loaf?
Use a smaller loaf pan (8×4-inch) for more height.
Should I use mini or regular chips?
Mini chips distribute more evenly; regular chips offer larger melty pockets.
Conclusion
This Chocolate Chip Bread recipe delivers bakery-level flavor and a soft, pillowy crumb every time. Try it once, and it will quickly become a house favorite. If you enjoyed this recipe, explore more of our cozy baking creations!